We help first-time homebuyers with the first step in the loan application process...

Your Credit Score!

Lenders use your credit score to determine what you qualify for and evaluate how risky it would be to lend you a large amount of money. A few points can lead to a big difference in interest and fees. So it's important that you achieve a good score before you consider applying for a mortgage.

About Us

We are an ingenious group dedicated to reinventing homeownership by helping first-time homebuyers access affordable credit through optimized credit profiles.

We have been servicing clients in the financial, real estate, and insurance industries for over 15 years, and we’ve left a trail of success stories.

This experience and expertise set us apart from the competition, and we bring it to bear when working with YOU!

Our Notable Partners

Benefits of a Higher Credit Score

There are many benefits to having higher scores. If you want to get a mortgage, you’re going to need a lender to extend credit to you. Your creditworthiness is defined by your three-digit credit score.

Benefits include:

  • Generally, loan applicants with good credit qualify for larger loan amounts with lower interest rates.
  • If you decide to rent, landlords will use your credit score in deciding whether to rent to you.
  • Having a high score can help you qualify for lower insurance premiums on car insurance.

Real World Example for Home Loan

Having Low Score
6.5% Interest
Financed for 30 years
National Average
5% Interest
Financed for 30 years
If your score was
3.9% Interest
Financed for 30 years

Real World Example for Home Loan

How We Help You

The disadvantages of renting!

  • Landlords can increase your rent by 15-25% annually.
  • No opportunity to build equity.
  • No tax savings from property ownership.
Free Credit Consultation
Credit Analysis and Enrollment
Credit File Reinvestigation & Monitoring
Score Building & Budgeting
Home Buying Education & Pre-Qualification

You Can Own Your Home!

  • Accumulate wealth and build equity
  • Tax savings with mortgage interest deduction
  • Establish a generational foundation and legacy for your family.

Our Service Plans

We don’t believe that one size fits all

We offer three different plans based on the number of derogatory items in addition to other factors like recency. This however does not affect the level of service you will receive. All our clients will be treated with the same level of respect and professionalism. Your online dashboard will show your progress.



Recommended for consumers with thin credit files and few derogatory items.

  • Credit Audit
  • Customized plan
  • Challenges - 4 rounds
  • Credit monitoring
Get Started



Recommended for consumers with average credit files and moderate amount of derogatory items.

  • Credit Audit
  • Customized plan
  • Challenges - 6 rounds
  • Credit monitoring
  • Credit education
  • Credit building
  • Budgeting
  • Pre-qualification
Get Started



Recommended for consumers with large credit files and above average derogatory items.

  • Credit Audit
  • Customized plan
  • Challenges - 10 rounds
  • Credit monitoring
  • Credit education
  • Credit building
  • Budgeting
  • Home buying education
  • Pre-qualification
Get Started

What ClientsSay About Us

I’ve had my share of terrible “we can fix your credit” experiences, and these, in fact, made my credit worse. When I started with NueCred, Orlando gave me a confident overview of exactly how he planned to help me improve my credit and what my journey would look like. The keyword here is “journey”. Orlando made no false promises about magically increasing my score. He and his team have a well-defined process in which they take meticulous steps when interacting with all 3 credit bureaus. I can reach out to Orlando at any moment with questions, concerns, or even updates on how everything is progressing.

I couldn’t have found a better professional to represent me on my journey to a healthy credit score!! Onward and upward!


The service received from NueCred exceeded my expectations. Orland is very informative and is passionate about getting prime results for his clients. With all the credit services to choose from, I'm glad I chose NueCred!!


Most products and businesses are variants of the same thing. The differences are really fashionable discrimination between tastes and preferences. NueCred provides the experience and education that my current wisdom wish I had before I used credit. Nuecred can help you develop your vision by helping you make well-informed decisions about your future. They will help you redeem lost time in building your credit!

Charley F., TX


We believe knowledge is power.

What is credit repair?

Can I repair my own credit?

Why Is Credit Repair Important?

How much would it cost to repair my credit?

How does my credit impact my mortgage application?

What credit do I need to get the best loan/rate?

Are You Ready to Change Your Life?

Get My Free Consultation